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We offer "MAKE-SENSE" programs, terms and rates customized to each individual client.
We value YOU and YOUR business.
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"MAKE SENSE" custom tailored loan programs and options
Stated Income & Business Bank Statement loans available
1 Day out of BK / SHORT- SALE / FORECLOSURE - OK
Foreign National finance terms available
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Loan on Future Completed Value
Spec / Owner-User / Multi-Unit / Commercial / Low-High Rise Condos
Leased Land OK
Fix and Flip
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reached a historic milestone yesterday, trading above 40,000 for the first time. This surge follows a promising inflation report
and indicates renewed confidence in the market's health. Despite ongoing recession fears, the Dow has climbed 40% since its
post-pandemic low in September 2022 and is up 6% this year. Among the 30 blue-chip stocks in the Dow, Goldman Sachs has contributed
the most points, while 3M has detracted the most. While some view the Dow as outdated compared to the S&P 500, its rally symbolizes
investor optimism about the US economy's recovery, marked by job growth, sustained consumer spending, and cooling inflation.
This positive sentiment extends beyond the Dow, with the S&P 500 and Nasdaq also hitting new highs.
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Americans are feeling unexpectedly positive about the economy this month. The Conference Board's monthly index shows US consumer sentiment
rose from 97.5 in April to 102 in May, exceeding economists’ estimates. The expectations index, which measures the short-term outlook for income
and labor market conditions, saw its largest increase since July. Although concerns about inflation and interest rates persist, Americans are still
spending vigorously on travel. The TSA set a record last Friday for the most travelers screened in a single day, reflecting strong consumer activity.
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California has experienced a significant increase in the construction of accessory dwelling units (ADUs), also known as mother-in-law units
or backyard cottages. In 2023, ADUs accounted for one out of every five new homes built in the state, up from one in ten just three years ago.
Legislative efforts, such as AB 68 and AB 881, have lowered barriers to building ADUs by speeding up approval processes and easing restrictions
on lot size, parking, and owner occupancy requirements. Despite these advances, the state's housing supply remains constrained by limited open
land and strict zoning laws. ADUs have become particularly popular in the Bay Area, where construction has more than doubled over the past
four years. Developers and new companies are capitalizing on this trend, offering pre-manufactured and custom-built ADUs to meet the growing
demand. While ADUs provide rental income potential and additional living space, they do not fully address California's housing shortage,
highlighting the ongoing need for more diverse housing solutions.
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the fifth-largest, for $4.4 billion. This acquisition brings T-Mobile 4 million new customers and access to UScellular’s wireless operations.
T-Mobile aims to enhance coverage in rural areas, where many of UScellular’s customers reside. Following T-Mobile’s 2020 acquisition of
Sprint, analysts predict this deal could trigger further consolidation in the telecommunications industry. The purchase is expected to close
next year, marking another positive step in T-Mobile’s growth and expansion strategy.